No risk.
100% free evaluation of your 3 reports. We tell you the truth before you pay a single dollar.
About us · A family, not a call center
About A Plus Credit Services
We’re Adony & Yeni, a married couple. We know what it feels like when credit closes doors on you. That’s why we sit down with you, review your three reports, and tell you honestly what can be disputed and what can’t.
We are committed to providing honest, affordable, and effective credit repair services paired with exceptional customer support.
4.8 · 2,965 Google reviews
No obligation · Won’t affect your score
ACCACertified Member 2026
Best of 2026BusinessRate · Credit Counseling, Miami
A real office8459 Coral Way, Miami · walk in any time
Bilingual teamEnglish & Spanish
From Adony & Yeni, founders of A Plus
Before you trust anyone, read this letter.
We wrote it for your family. Open it and read it in full.
Adony & Yeni PérezFounders · A Plus Credit Services
Click to read the letter →
Who we are
Dedicated to improving your credit and your future.
Our goal is to help consumers overcome credit challenges by not only removing inaccurate items, but also equipping them with the financial education needed to build long-term success.
We believe in empowering our clients with knowledge, confidence, and the tools to achieve a stronger financial future. Every step we take is centered on helping you reach your goals and move toward a brighter, more secure tomorrow.
RepairTargeted strategies to remove inaccuracies and strengthen your credit.
EducateClear guidance to help you understand and manage your credit.
GrowBuild long-term financial health and unlock better opportunities.
Our vision
Delivering Credit Solutions That Truly Improve Our Clients’ Lives.
At A Plus Credit Services, we’re dedicated to delivering credit solutions that truly improve our clients’ lives. We focus on consistent excellence, real results, and long-term financial empowerment.
We stand behind the quality of our work and go above expectations with personalized support and clear communication. Your experience comes first, and every strategy we create is tailored to your goals.
Integrity guides everything we do. We operate with honesty, transparency, and respect—ensuring every client receives the professionalism and care they deserve.
How we earn your trust
Start with no risk.
We know you may have been let down before. That’s why we start by earning your trust — not your money.
No surprises.
A clear price, fully disclosed before you sign. And you talk to a real specialist, not a salesperson.
No pressure.
No strings. No multi-year contracts. You move at your pace and decide at every step.
And if we can’t help you, we’ll tell you straight.
We dispute inaccurate, unverifiable or outdated information. We don’t guarantee specific scores or results; results vary.
What people say about us
The families who trusted ours.
★★★★★
They explained the process clearly and set realistic expectations. Communication was consistent. No pressure and no gimmicks. I saw real improvements and understood every step.
★★★★★
Agents made me feel that there is hope, although they can't make everything disappear, you still feel that sense of opportunity and forward to the future. They can definitely lead you to the right path, the journey is up to us . Thanks for the help and security.
★★★★★
Very friendly and knowledgeable, they explained everything step by step and what u can expect, ho hidden fees, everything is straight up, very happy I choose A plus Credit Services
★★★★★
Everyone has been extremely supportive and helpful. I enjoy that you are talking to an actual human, and they don’t treat you like “just a number”.
★★★★★
They are very professional and keep you updated. They reply to the messages in the app promptly. They have the best team and everyone take care of their customers. They spend time on their work diligently.
★★★★★
I had an excellent experience thanks to the outstanding customer service and professionalism of the team. From the moment I reached out, they were prompt, courteous, and attentive to my needs. Every interaction was handled with care and respect, and I truly felt like a valued customer.
Individual results vary. Reviews shown as written on Google.
Read more reviews on Google
Our team
Real people behind your case.
We’re not an app or a robot. A team of real specialists works on your credit every day — in English and Spanish.
Visit us
Office Location
Our office is conveniently located in the Coral Way Shopping Center, offering easy access for clients.
- Florida, USA Office8459 Coral Way, Miami, FL 33155
- Call us now(305) 433-4122
FAQ
Questions people ask before they call
Straight answers. If yours isn’t here, the free consultation is the place to ask it.
Still have a question?
Talk to a real specialist, in English or Spanish. No obligation.
01What happens on the free consultation?
A specialist helps you obtain all three credit reports and goes over them with you. You see every piece of information that is affecting your credit profile, what can be disputed, and the actions we would take to improve it. You also hear the exact monthly price before committing to anything. No obligation, and it won’t affect your score.
02Is this a scam like the ones on TV?
No — and we understand why you ask. That’s why we start with a free review and tell you the truth before you pay anything. We dispute inaccurate, unverifiable or outdated information with all three bureaus, and honestly explain what can and can’t be fought. You hear it all before you commit.
03Can you remove anything from my credit report?
No — and any company that promises to erase everything is lying to you. By law, only inaccurate, incomplete or unverifiable information can be removed. What we do is review your reports from all three bureaus, identify every questionable negative item and dispute it with Equifax, Experian and TransUnion. Negative information that is 100% accurate and verifiable stays — but you’d be surprised how much isn’t. On the first call we review your report and tell you honestly what can be challenged.
04How much does it cost, and when will I know?
Before you pay anything. In your free consultation, a specialist reviews your three credit reports, identifies the negative items that can be disputed, and explains a clear monthly price with no surprises. No hidden fees, no endless contracts. You hear the exact price before committing to anything.
05How long does it take to see results?
Most clients start to notice movement on their report within 30 to 60 days, as the bureaus respond to disputes of inaccurate information. Full processes can take 6 to 12 rounds of disputes depending on your particular situation. We don’t guarantee specific scores, but we work diligently on every disputable account.
06How is A Plus different from the credit companies you see on TV?
In three ways. The first person you talk to is a real credit specialist — not a salesperson working on commission. Your price is clear and monthly, disclosed up front — no surprise charges. And we tell you the truth about what can and can’t be removed from day one — even when the answer isn’t the one you were hoping for. That honesty is rare in this industry, and it’s why our clients refer us to their families.
07Do you really offer bilingual support?
Yes. Your specialist supports you in English and Spanish, every step of the way — by phone, Zoom and in your client dashboard. Many families come to us precisely because someone finally explains everything clearly, with patience.
08What is credit building?
Credit building refers to the process of improving or fixing an individual’s credit score by identifying and addressing inaccuracies or errors on their credit report.